Privacy Policy

1. Information We Collect

We collect information you provide directly to us when you create an account, make transactions, or contact our support team. This includes:

• Personal Information: Name, email address, phone number, and company name
• Financial Information: Wallet balance, transaction history, and payment details
• Device Information: Device type, operating system, and app version
• Usage Data: Features used, transaction frequency, and service preferences

2. How We Use Your Information

We use the information we collect to:

• Process your transactions and provide our services
• Verify your identity and prevent fraud
• Send you transaction confirmations and account notifications
• Improve and optimize our application and services
• Comply with legal and regulatory requirements
• Provide customer support

3. Data Security

We implement industry-standard security measures to protect your personal information. Your transaction PIN is securely hashed and never stored in plain text. We use encrypted connections (HTTPS/TLS) for all data transmission. Authentication tokens are securely managed and can be revoked at any time. Despite our efforts, no method of transmission over the internet is 100% secure.

4. Biometric Data

If you enable biometric authentication (fingerprint or face recognition), your biometric data is processed entirely on your device. We do not collect, store, or transmit any biometric data to our servers. Biometric authentication is used solely as a convenient alternative to entering your transaction PIN.

5. Information Sharing

We do not sell, rent, or trade your personal information to third parties. We may share your information with:

• Service Providers: Third-party partners that help us process transactions (e.g., payment processors, telecom operators)
• Financial Institutions: Banks involved in fund transfers you initiate
• Legal Requirements: When required by law, regulation, or legal process
• Protection: To protect the rights, safety, and property of Everify Data and its users

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. Transaction records are retained in accordance with applicable financial regulations. If you delete your account, we will remove your personal data, except where retention is required by law.

7. Your Rights

You have the right to:

• Access and review your personal information
• Update or correct inaccurate data through your profile settings
• Delete your account and associated data
• Export your transaction history
• Opt out of promotional communications

8. Cookies & Local Storage

Our mobile application uses secure local storage to save your authentication token and app preferences. We do not use tracking cookies. Analytics data, if collected, is anonymized and used solely to improve service quality.

9. Children's Privacy

Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete such information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes through the application or via email. Your continued use of the Service after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: